Plain-English finance writing

Money,
written so it makes sense.

Practical guides on budgets, investing, mortgages, and the math behind it all. No jargon, no email gate — though there's a newsletter at the bottom if you want one.

Chapter 1. 131 articles · all free
131 articles

The Receipts Don't Lie: What Your Spending Really Says About Your Stress Levels

Your bank statement is basically a mood ring—discover what your spending habits reveal about your stress levels and how to spot the warning signs.

The Pay Rise Paradox: Why Your Salary Bump Stops Feeling Special

Got a pay rise but already feel skint again? Discover the psychology behind why salary boosts lose their sparkle—and how to make yours actually count.

Why Future You Is a Saint and Present You Is a Spendthrift

Discover why you keep promising Future You will save, budget and behave—while Present You blows the budget on oat lattes and impulse buys.

The Optimism Trap: Why We Plan for Our Best Financial Lives (and How to Break the Habit)

Why do we budget like saints and spend like sinners? Discover the optimism trap behind your financial plans—and the simple shift that fixes it.

The Joneses Effect: How Watching Your Neighbours Is Quietly Wrecking Your Finances

Keeping up with the Joneses could be draining your bank account—here's how social comparison sabotages your finances and how to break the cycle.

Throwing Good Money After Bad: Why Your Brain Refuses to Sell That Losing Stock

Discover why your brain clings to losing stocks like a bad ex, and how the sunk cost fallacy sabotages smart investing decisions.

The Phantom Tenner: Why Your Monthly Spending Always Beats Your Best Guess

Ever wonder why your bank balance laughs at your budget? Discover the sneaky reasons your monthly spending always outpaces your guess.

The Hidden Tax on Your Portfolio: Why Fear of Losing Beats Picking Losers

Loss aversion costs investors more than bad stock picks ever will—here's why your fear of losing is quietly draining your portfolio.

The 90-Day Cliff: Why Most Financial Goals Crash and Burn (and What the Research Reveals)

Discover why 90% of financial goals fail within three months, and the research-backed strategies that help you beat the cliff and actually stick the landin

The Hedonic Payslip: Why a Pay Rise Never Feels Like Enough

Discover why that long-awaited pay rise feels thrilling for a fortnight, then suspiciously ordinary—and what the hedonic treadmill reveals about money and

The £4.99 Paradox: Why We Haggle Over Netflix But Sleepwalk Into a Skint Retirement

We'll cancel Netflix to save a fiver, yet ignore pension fees costing thousands—here's why our brains betray us and how to fix it.

Boring Beats Brilliant: Why Simple Money Habits Quietly Crush Clever Ones

Forget the flashy hacks: discover why dull, consistent money habits quietly outperform clever strategies and build real wealth over time.

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