Plain-English finance writing

Money,
written so it makes sense.

Practical guides on budgets, investing, mortgages, and the math behind it all. No jargon, no email gate — though there's a newsletter at the bottom if you want one.

Chapter 1. 131 articles · all free
131 articles

Why Your Daily Habits Will Out-Earn Your Best Intentions Every Time

Discover why consistent daily habits quietly outperform grand intentions, and how small routines build the wealth your ambitions keep promising.

When Your Brain's Running on Empty, Your Wallet Pays the Price

Discover how mental fatigue sabotages your spending decisions and drains your bank balance—plus smart ways to protect your wallet when willpower wanes.

Why You Only Read the Financial News That Agrees With You

Discover why we gravitate towards financial news that confirms our beliefs—and how this costly bias could be quietly sabotaging your investment decisions.

Why Your Six-Figure Salary Isn't Making You Rich

Earning six figures but still skint? Discover the sneaky reasons your fat salary isn't building real wealth—and what to do about it.

Why Your Brain Treats £100 Differently Depending on Where It Came From

Discover why your brain values a £100 bonus, gift, or pay cheque differently—and how this mental accounting quirk quietly sabotages your finances.

Why Everything Takes Twice as Long and Costs Thrice as Much

Discover why every project overruns on time and budget—and the psychological, practical and planning quirks that make Murphy's Law feel inevitable.

Why Your Brain Can't Handle Compound Growth (And What It's Costing You)

Discover why your brain struggles with compound growth, the hidden cost of this blind spot, and how to outsmart your own wiring to build real wealth.

The Great Budget Lie: Why Your Spending Isn't What You Think It Is

Discover why your carefully crafted budget keeps betraying you, and the sneaky psychological tricks making your spending wildly different from reality.

The Hawthorne Effect for Your Wallet: Why Simply Watching Your Spending Shrinks It

Discover how simply tracking your spending can magically shrink it, thanks to a psychological quirk known as the Hawthorne Effect.

Your Bank Statement Knows You're Stressed Before You Do

Your spending habits spill the beans on your mental state—here's how your bank statement spots stress before your own brain catches on.

The Pay Rise Paradox: Why Your New Salary Stops Feeling Rich By Tuesday

Discovered your dream pay rise feels distinctly ordinary within a week? Here's why lifestyle creep hijacks your salary faster than payday arrives.

Why Future You Is a Fantastic Saver — and Present You Is a Bit of a Spendthrift

Discover why your future self is a budgeting hero while present you can't resist a splurge — and how to bridge the gap for better saving habits.

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