Plain-English finance writing

Money,
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Practical guides on budgets, investing, mortgages, and the math behind it all. No jargon, no email gate — though there's a newsletter at the bottom if you want one.

Chapter 1. 131 articles · all free
131 articles

The £5 Streaming Deal You Haggled Over Will Cost You £50,000 in Retirement

Think that £5 streaming saving is harmless? Compounded over decades, it could quietly cost your retirement pot a jaw-dropping £50,000.

Boring Beats Brilliant: Why Simple Money Habits Quietly Crush Clever Ones

Discover why dull, consistent money habits quietly outperform clever financial strategies—and how boring beats brilliant when it comes to building lasting

Everyone's a Risk-Taker Until the Market Bites Back

Discover why bull-market bravado crumbles when volatility strikes—and how to build a risk strategy that survives more than just the good times.

Same Numbers, Different Choices: How Framing Quietly Hijacks Your Money Decisions

Discover how clever framing tricks your brain into making different financial choices with identical numbers—and learn to outsmart the sneaky bias.

When Your Brain's Running on Empty, Your Wallet Pays the Price

Discover how mental fatigue leads to costly decisions, and learn simple strategies to protect your wallet when your brain's running on empty.

Why You Only Read the Financial News That Agrees With You

Discover why we cling to financial news that flatters our views, how confirmation bias quietly wrecks portfolios, and what to do about it.

Knowing Isn't Doing: Why Financial Literacy Won't Fix Your Money Habits

You know you should save more—so why don't you? Discover why financial literacy alone won't fix your money habits, and what actually will.

Big Salary, Small Fortune: Why Earning a Lot Doesn't Make You Rich

Discover why a hefty pay packet doesn't guarantee wealth, and the sneaky habits keeping high earners perpetually skint.

Big Salary, Small Fortune: Why High Earners Are Often Broke

Earning six figures but skint by payday? Discover why high earners often end up broke—and how lifestyle creep quietly devours even the fattest salary.

The Exponential Blind Spot: Why Your Brain Can't Handle Compound Growth

Your brain evolved for linear threats, not exponential curves—here's why compound growth blindsides even the smartest thinkers, and how to fix it.

Why Your Savings Goal Is Probably Just a Number You Made Up

Most savings goals are plucked from thin air—here's why that random number isn't helping you, and how to set one that actually means something.

Dashboards Tell You the House Is on Fire — But Not Where the Exit Is

Dashboards are great at flagging that something's ablaze, but useless at showing the way out — here's why your metrics need a map, not just a smoke alarm.

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